Denied Insurance Claim? Don’t Panic
Discovering that your insurance claim has been denied can be disheartening, especially when you’re relying on it to cover medical expenses. However, a denial isn’t necessarily the end of the road. Many denials can be successfully appealed, giving you another opportunity to secure coverage for your medical costs. This blog post outlines the essential steps […]
Neurological Lime Disease Insurance Claims
I worked with a gentleman who was considered the Jeopardy king, and he’s in my book that recently came out. Apparently different. He was Jeopardy’s King on the Jeopardy Tournament of Champions, but I’m sorry to say this. He wound up having neurological Lyme disease. He was on so many different medications and went to […]
How Prescription Drug Coverage Works in Your Insurance Plan
Understanding how prescription drug coverage works in your health insurance plan can be a bit like solving a complex puzzle. Given the rising cost of medications, it’s crucial to comprehend this component of your healthcare coverage. This blog post aims to demystify the subject, giving you the knowledge you need to navigate prescription drug coverage […]
Disability Does Not Define a Person
In my new book that just came out, apparently different is a chapter titled Disability Does Not Define a Person. A gentleman calls me one day involving his client, Mr. Santini. Here was a situation where after serving in the military falling a hundred feet and waking up after the injury, he severely damaged his […]
Understanding “Deductible,” “Co-Pay,” and “Co-Insurance”
Health insurance can be a lifesaver in a medical emergency, but understanding the terms and conditions of your policy can feel like navigating a maze. Terms like “deductible,” “co-pay,” and “co-insurance” often pop up, creating confusion for many policyholders. In this blog post, we’ll demystify these common insurance terms so you can make informed decisions […]
Massive Brain Tumor Medical Bills
In my book, apparently different, just recently published, I discussed my own experience having epilepsy while writing my book. I met with an educator, Janet Schiff. The chapter that is about her is titled, whatever Happened to Me, to My White Picket Fence, my Brain Injury From My Massive Brain Tumor. Janet writes, the white […]
Changing Your Primary Care Physician- What You Need to Know
Choosing a primary care physician (PCP) is a critical decision that impacts your overall healthcare experience. However, there may be reasons you’d like to change your PCP, be it due to relocation, dissatisfaction, or a need for specialized care. The good news is that most insurance plans offer the flexibility to do so. In this […]
Normal or Autism Spectrum Insurance Bills
I just published a new book called Apparently Different, and there’s a chapter in my book, which involves Jesse Sine. Jesse himself has written two books. Both books involve discussing what it’s like to be normal versus what it’s like to have Asperger’s. I received many phone calls with people who have an autism spectrum […]
Appealing an Insurance Company Decision
At some point, many of us will face the frustrating situation of having an insurance claim denied or a medical service deemed “not covered” by our healthcare policy. These decisions can have a significant financial and emotional impact, leaving us wondering what to do next. The good news is that you have the right to […]
Dental Coverage Not Covering?
I hope all is well with you today. Dental coverage is very limited. Most policies will never cover you for more than $3,500. It’s best to discuss the fees and get it in writing before procedure is performed. Many people come to me with bills over $35,000. Some dental providers are willing to reduce the […]