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How Your Insurance Works with the No Surprise Act
Your insurer may have decided not to pay part or all of your claim. If you think this decision violates the
Discount Strategies for Uninsured Patients With Medical Bills
Discount strategies for uninsured patients can reduce a medical bill substantially, but the best time to ask is before paying,
Why Ask for an Itemized Bill When Denied Medical Claim
If you receive a balance bill or believe you are overcharged, request an itemized bill and dispute the charges. Ask the
Saved Over $13,000 With This
If your dispute was decided in your favor, but the provider is still billing you or has even sent your
Charity Care Qualification After a Denied Medical Claim
Charity care qualification could reduce or eliminate a hospital bill, even when you have health insurance and the insurance company
How I Had a $9,000 Medical Bill Written Off
I hope you’re having a fantastic afternoon. Eighty percent of medical claims are incorrect. There are often errors where procedures appear
What is an Insurance Claim Denial?
Have you ever gone to the doctor, submitted your claim, and got a letter saying your insurance won’t pay? That is
Hospital Financial Assistance Programs
Hospital financial assistance programs may reduce or eliminate a medical bill, even when you have insurance and your claim has
The Most Common Reasons for Denied Medical Bill Claims
Why do claims get denied? The most common reasons include missing information, incorrect billing codes, lack of pre-authorization, or service
Out of Network Air Ambulance Services
The No Surprises Act prevents surprise bills for emergency services, even if received from an out-of-network provider or facility. It limits
Setting Up Payment Plans for Denied Medical Bills
Setting up payment plans may protect your monthly budget, but agreeing too quickly can leave you paying a medical bill
A $54,000 Medical Bill Written Off After Denial
When a provider considers your procedure to be necessary and the insurance company says, “Hey, it wasn’t medically necessary,” you
Confused by Insurance Jargon
Denial letters are full of insurance jargon, but don’t let that intimidate you. Look for the reason for the denial. It’s usually
Cash Pay vs Insurance Pricing After a Claim Denial
Cash pay vs insurance pricing can create a startling result: the price for using health insurance may be higher than
Getting Denied Is Not the End
Getting denied isn’t the end of the road. You have the right to appeal. That means asking the insurer to reconsider the
Why You Always Want a Pre Approval Letter
Many services require pre-authorization from your insurance company. That means your doctor has to get approval before doing a test or
Negotiating Medical Bills Effectively After a Denied Claim
Negotiating medical bills effectively can mean the difference between paying an inflated balance and resolving a denied claim for a
College Students Must Prove What?
Students in college are normally able to purchase health insurance through their university. I’ve handled many cases involving college health insurance. I