Will Your Medical Bill Increase if You Dispute It
No matter what the outcome of your bill is, your cost will not increase if you dispute the bill. When you receive care, there may be items or services your doctor could not reasonably have anticipated. In those cases, whoever reviews your claim may determine that the cost of care was appropriate and leave your bill […]
Is Your Case in Collections
I hope your day is as good as mine. If you have a case that is in collections while you are disputing a bill, your provider or facility cannot move your bill into collections. They also cannot collect any existing late fees on unpaid bills until the dispute process ends, and they cannot take action against you […]
Negotiating Out-of-Network Charges After a Claim Denial
Negotiating out-of-network charges can prevent an unexpected medical bill from becoming a long-term financial burden, especially when your insurance company has denied all or part of the claim. The balance may look official, urgent, and nonnegotiable. Yet it could reflect an incorrect network classification, a processing error, an unlawful surprise bill, or a provider’s full […]
If You’re Appealing a Case-Do This
If you’re appealing a case and you, your healthcare provider, or the facility can settle the payment amount before the dispute ends, you can move forward if both parties agree to a reduced bill or to pay the agreed amount in full. If you and your provider or facility reach an agreement, be sure to notify […]
How Your Insurance Works with the No Surprise Act
Your insurer may have decided not to pay part or all of your claim. If you think this decision violates the No Surprises Act, appeal your bill. Follow the process described in your health insurance plan’s documents and the denial notices. Learn more about your rights under the No Surprises Act. If you receive a bill and have […]
Discount Strategies for Uninsured Patients With Medical Bills
Discount strategies for uninsured patients can reduce a medical bill substantially, but the best time to ask is before paying, financing, or accepting the provider’s full charge. Being uninsured can make every medical statement feel final. The bill may arrive without the negotiated discounts insurers receive, leaving you uncertain whether the price is fair or […]
Why Ask for an Itemized Bill When Denied Medical Claim
If you receive a balance bill or believe you are overcharged, request an itemized bill and dispute the charges. Ask the provider or hospital for an itemized bill with all billing codes listed. Your billing codes should be five-digit procedure codes. Make sure you’re not relying on a hospital bill that only shows three to five numbers or […]
Saved Over $13,000 With This
If your dispute was decided in your favor, but the provider is still billing you or has even sent your bill to collections, I highly recommend you reach out to MedWize, my company. We will review your situation and let you know what the next steps should be. A case like this happened recently, where I saved […]
Charity Care Qualification After a Denied Medical Claim
Charity care qualification could reduce or eliminate a hospital bill, even when you have health insurance and the insurance company denied your claim. A denial can make the hospital’s full balance feel immediate and unavoidable. You may be urged to begin payments, use a medical credit card, or accept responsibility before anyone explains your financial-assistance […]
How I Had a $9,000 Medical Bill Written Off
I hope you’re having a fantastic afternoon. Eighty percent of medical claims are incorrect. There are often errors where procedures appear on your bill that never occurred, or you might find duplicate charges or incorrect charges. Please contact me if this happens to you. I recently had a case where a client was being billed $9,000, and […]