If Your Medical Bill Should Have Been Paid Here’s What to Do
Have you been denied on a medical bill which you should have been paid? I recently had a case for an emergency room where the insurer felt it wasn’t medically necessary to go to the emergency room. When we discussed the severity of the case and how my client was unable to go to an […]
Out of Network Bill Not Paid?
You’re preparing dinner for your family and ouch. You just cut yourself so deep. You need stitches, you wind up in urgent care, and you later find out that they’re out of network, so you receive a bill for $8,000. My client called me when this happened to them, and guess what? They only had […]
Why You Need a Health Insurance Advocate Right Now
It’s easy to confuse titles, but the roles are different—and so are their loyalties. Q: Is a health insurance advocate the same as a broker? A: No. A broker helps you select a plan, while an advocate helps you use the plan you already have. Q: What about a hospital case manager? A: They assist […]
Frustration for Denied Insurance Claims Escalate
Americans are crushed by skyrocketing premiums, crippling the medical debt and denial of care that really this devastates millions of lives. It should be no surprise that frustration has reached a boiling point, igniting a fierce, widespread demand for real systemic change. Ordinary people are clear that insurance companies don’t exist to protect their health, […]
Will COBRA Cover You Over Age 65?
So you’re over 65 years old and you’re working for an employer who has over 20 employees. Now you’re about to retire and you’re applying for Cobra. The question is, will Cobra cover you? Because you are now over the age of 65, please call me and let’s discuss the next steps you should take. […]
Health Advocate Bill Saver Can Slash Your Medical Bills
The health care billing system isn’t just confusing—it’s designed that way. Charges often vary based on your insurance plan, location, and provider contract rates, making it nearly impossible for patients to determine what’s fair. Common Billing Traps: Out-of-network charges from in-network visits CPT coding errors that trigger denied claims or inflated charges Facility fees added […]
Unexpected Medical Bills May Not be Real
Did you receive an unexpected bill in the mail after you thought all your claims were processed? Some medical providers are bought out by a new company and that new company might feel that you owed additional money. I had a case like this, uh, recently where my client’s claims were all taken care of, and […]
Emergency Room Charges of $9,500 Dropped to $1,800
I worked on a case recently where the maximum charges for the emergency room should have been no more than a thousand dollars.The hospital was paid 90 509,500 and they were still billing my client for an additional $1,800. When I reached out to the billing of the emergency room charges that were $1,800, believe it […]
How to Dispute Medical Bill Collections Like a Pro
Most patients assume that if they paid their copay and their insurance handled the rest, the issue is resolved. Unfortunately, billing systems don’t always work that cleanly. Common Triggers That Lead to Medical Collections: Insurer Delays or Denials: A claim that takes too long—or is denied—can lead to the provider forwarding your bill to collections. […]
Where You Charged for a Medical Bill You’ve Already Paid?
You know, I help people to make sure that once they have paid a claim, they never pay it again. Too often people are charged multiple times for one individual bill and they do not realize that they have already paid it. I recently worked with a client who didn’t realize they had paid out $8,000 for […]