Pre-Authorization Surgery Not Covered
You have pre-authorization for a surgery. It just so happens that the doctor has an emergency and is not able to perform the surgery as scheduled. You go back to the hospital 10 days later, and the surgery is performed. However, because the surgery was not performed on the original scheduled date, the insurance company […]
Can Your State Buy Out Your Medical Bills
The state of Rhode Island is suggesting using federal COVID-19 funds to pay off unpaid outstanding medical bills. Under the proposal, the state could purchase the debt for pennies on the dollar using American Rescue Plan Act funds and then eliminate the debt entirely for certain Rhode Island residents. New York City has also been […]
Using a Health Savings Account (HSA) or Flexible Spending Account (FSA)
Healthcare expenses can be a significant burden, but there are tools available to help you manage these costs effectively. Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) are tax-advantaged savings accounts that allow you to set aside money for qualified medical expenses. At Medwise Insurance Advocacy, we understand the importance of maximizing your healthcare […]
Whats a Zebra in Medical Terms?
One of the chapters in my book, Apparently Different, involves a doctor who, after years of twisting his neck while performing colonoscopies—looking at the patient, then the machine—wound up with a severe condition called Barrett’s esophagus. It took quite a long time to determine his condition. This condition is considered a “zebra,” a medical term […]
Does Your Health Care Bill Hurt Your Credit?
Healthcare bills won’t harm your credit as long as you don’t wait too long to settle them. Most of the time, you’re dealing directly with the medical provider, and they aren’t likely to report your payment activity—or lack thereof—to the credit bureaus. This means that while you owe the provider, your credit report will not […]
Negotiating Medical Bills: Tips and Tricks for Lowering Your Healthcare Costs
Medical bills can be a significant source of stress, especially when they seem unexpectedly high or contain errors. At Medwise Insurance Advocacy, we empower you to take control of your healthcare finances. Negotiating medical bills is often possible, and this blog post will provide valuable tips and tricks to help you lower your out-of-pocket expenses. […]
$85,000 Childbirth Bill Reduced to $5,000
A recent client of mine gave birth to her child, which initially cost her $85,000. This was a premature baby, and the hospitals and doctors were taking advantage of her situation. The family was paying $25 a month, and when I was able to prove that she would never be able to pay that $85,000, […]
Lyme Disease Medical Bill Reimbursement Help
If you haven’t heard yet, Apparently Different is my new book that came out recently. I have a client in the book who wound up with a debilitating life due to Lyme disease. I helped this client in receiving reimbursement for her medical bills. If you need help with denied claims, please call me, Adria. I’m […]
What to Do When Your Insurance Denies a Claim
Receiving a claim denial from your health insurance company can be frustrating and confusing. It can feel like a roadblock in accessing necessary medical care. At Medwise Insurance Advocacy, we understand the stress and uncertainty that come with claim denials. This blog post will provide a step-by-step guide on what to do when your insurance […]
Reducing Your Medical Bills
This interview focuses on ways to reduce medical bills, as discussed in Adria Gross’s book. Edison Guzman introduces the topic, emphasizing its relevance given the new administration and potential changes in healthcare policies. Adria Gross, as an expert in medical insurance advocacy, shares her insights on various strategies to lower medical expenses. https://vimeo.com/1052369878?share=copy#t=0 Medical Billing […]