You’re going to a colonoscopy at the office of your doctor and the office says to you, it’s covered on your plan and you do not need to pay any money at all. I just overturn a case where they were informed there would be no fee but was charged over $7,000. Please get that in writing when you make your appointment and they will be informed in advance that you’ll only be charged if anything of what is on that form, even if they say no charges. Get it in writing before you go in for the procedure. I’m here to help you. Adrian, med Midwife, insurance Advocacy. Thank you.